Rent vs. buy

Still renting? See your real number.

Slide in your details for a 60-second, data-driven look at what renting costs you — and what buying could build. No sign-up.

Your rent / mo$1,727

Years you'll stay5

Home price$475,000

Down payment5%

Interest rate6.5%

Renting, 5 years

to your landlord · $0 kept

Owning, 5 years

down payment + principal · pre-appreciation

Where your housing money goes over the period

Renting

Owning

Equity you keep Cost of owning (interest, tax, ins, PMI) Rent (all gone)

Both bars use the same dollar scale, so you can compare them directly.

"But I need 20% down."

You probably don't. Loans start at 3–5% down, and Oregon down-payment assistance can help cover even that. The real number is usually far smaller than renters expect — ask me what yours would be.

Want your real numbers, on your actual budget?

Contact Me →